Tens, if not hundreds of thousands of families will vacation with Disney this year. Thousands more are planning and saving.
You’re looking at your income, scrutinizing your monthly expenses, and prioritizing your expenditures in an effort to put away a little each month for that magical vacation. Wouldn’t it be awesome if you could boost your current earnings and savings, without changing jobs, working a second job, or otherwise compromising your enjoyment of life?
Below is a list of ways to boost your current earnings and savings that I have personally used and/or am currently using to save for our next Disney vacation.
If you have a question about any of our recommendations, please feel welcome to CONTACT ME or ask a question in a Comment below the post.
DISNEY PREMIER VISA CARD FROM CHASE
Chase offers both a Disney Visa Card and a Disney Premier Visa Card that allow you to earn between 1% and 2% back in Disney Rewards Dollars on purchases you’re already making at gas stations, grocery stores, restaurants, and more.
Redeem your Disney Rewards Dollars toward most anything Disney or Star Wars–including (but not limited to) airline tickets, Disney Cruise Line packages, exclusive experiences and photo opps, Disney Park tickets, and Disney Resort stays.
When you shop with a Target REDcard*, you save an extra 5% on most purchases in-store and online–including Disney Gift Cards.
Disney Gift Cards can be used for practically all things Disney–including Adventures by Disney, Disney Aulani, Disney Cruise Line, Disney Parks, and Disney Resorts.
While 5% may not seem like much, 5% of $5,000 is a savings of $250.
*”REDcards” include the Target Debit Card, Target Credit Card, and Target Mastercard
OPEN A NEW ACCOUNT
Last year, I earned $300 just for opening a new Chase Bank account. Pay careful attention to the fine print to avoid fees, penalties, losing your bonus for closing your new account prematurely, and the like.
The Penny Challenge
“Pennies add up” is something I catch myself saying to my boys, and in this challenge they really do.
On Day 1, you put away 1¢. On Day 2, you put away 2¢. On Day 100, you save $1.00–and so on, throughout the year. By the end of the year, you’ll have saved a total of $670.
The 52-Week Dollar Challenge
Looking to save more?
For Week 1, you put away $1. For Week 2, you put away $2. For Week 25, you put away $25–and so on, throughout the year. By the end of the year, you’ll have saved a total of $1,378.
The $10,000 in 52 Weeks Challenge
If you’re feeling really ambitious, you can attempt the $10,000 in 52 Weeks Challenge.
For Week 1, you put away $125. For Week 2, you put away $150. For Week 3, you put away $175. For Week 4, you put away $300. Repeat this pattern every four weeks throughout the year. By the end of the year, you’ll have saved a total of $10,000.
PAY WITH DOLLAR BILLS
I almost always pay for things with my debit card. Some stores we frequent will ask me if I want to “round up”–round my purchase total up to the next whole dollar–and donate my “change” to their charity of choice. I always say yes.
Using the same idea, whenever you pay in cash, pay with bills and donate all change to your Disney travel fund.
GET PAID FOR DONATING PLASMA
Though I haven’t yet scheduled my first draw appointment, I have been to the clinic. I’m not the first in line to have my blood drawn when the occasion arises.
I do have a brother who donated plasma regularly, and who tells me that donating plasma has paid several of his bills.
Our local BIOLIFE PLASMA SERVICES donation center even offers a free supervised playroom for your kids while you donate.
In cases where the compensation method is a debit card, your card may also be used to withdraw cash at ATMs*.
*Check with your local donation center
HOW DO YOU SAVE FOR DISNEY?
Leave a Comment below.
If we use your idea in an upcoming post, we’ll send you a Disney Gift Card.